2026 Area Add-On Insurance Purchases by US Farmers
Over the last two years, administrative actions and the 2025 Farm Bill have raised to 80% the federal premium subsidy rate for area insurance added on top of individual farm insurance. Farmers responded. For the crops that USDA reports a cost of production (barley, corn, cotton, oats, peanuts, rice, sorghum, soybeans, wheat), all acres insured in all area add-on insurance products increased by 146 million acres between the 2024 and 2026 crop years.
Crop Insurance Loss Performance and Impacts on Farmer Net Support by Crop
A recent farmdoc daily article (July 21, 2026) provided an analysis of the performance of the federal crop insurance program in 2025, discussing how it was “typical” when compared to…

The farmdoc Crop Insurance section offers iFARM online tools including the Premium Calculator, Payment Evaluator and Price Distribution Tool. These tools are updated annually during the Spring crop insurance election period.














